I recently refinanced my home through Nirmalya Modak in Bank Of America. He provided me with outstanding service - thorough in explaining the options, getting the best possible rate, prompt and very friendly and professional responses, and working quickly and hard to get through a problem at the corporate/escrow office. I was completely satisfied with his service. I am very pleased to refer him to anyone on the lookout for a mortgage loan. He can be reached through this link.
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